Rhode Island Automobile Insurance Plan

Rhode Island Automobile Insurance Plan

The Rhode Island Automobile Insurance Plan (RIAIP or the "Plan") was established pursuant to Chapter 3002 Public Laws of 1952 and Chapter 31-33-8 of the R.I. General Laws to provide auto liability and physical damage coverages to those insureds who are unable to obtain such auto insurance in the voluntary market. All insurers writing automobile insurance in Rhode Island must participate in the RIAIP.

All producers holding a valid license to transact automobile insurance business in Rhode Island must be certified by the Governing Committee in accordance with standards and procedures approved by the Superintendent of Insurance prior to submitting applications to the Plan.

Applicants must declare and certify that they have tried and failed to obtain automobile insurance in Rhode Island within the preceding 60 days and have been unable to obtain such insurance at rates not exceeding those applicable under the Plan.

Personal automobile insurance is processed and maintained through the Rhode Island Service Center. Commercial automobile insurance is initially reviewed through the Rhode Island Service Center then assigned and maintained by a commercial servicing carrier.

Mailing Address

Rhode Island Automobile Insurance Plan
P.O. Box 6530
Providence, RI 02940-6530

Office Hours

Monday - Friday 8:30 am - 4:00 pm ET

Phone

(401) 946-2600

Fax

(401) 566-0268

Email

riaip@aipso.com

Street Address

Rhode Island Automobile Insurance Plan
302 Central Avenue
Johnston, RI 02919


Announcements

Exclusive Use of Commercial Electronic Application Submission Interface (EASI)- Effective July 1, 2023

Effective 7/1/2023, Producers certified with the Rhode Island Automobile Insurance Plan must electronically transmit commercial applications to the Plan using the online process for electronic application submission authorized by the Plan, known as EASi.  The Electronic Application Submission interface (EASi) offers online completion of the application and electronically transmits the application to the Plan.  The completed signed application, deposit and supporting documentation must be forwarded to the Plan in accordance with the Plan rules.

If you are already a certified producer with the Rhode Island Automobile Insurance Plan, please make sure you have access to EASi with your username and password.  If you do not know your username or password, please contact the Plan at (401) 946-2600 or RIAIP@AIPSO.com.

If you are not a certified producer with the Rhode Island Automobile Insurance Plan, please complete the certification application found under Forms on the Rhode Island Plan site.  Once the application is completed, please submit it with a copy of your current license and E&O policy information to the Plan.

For helpful hints regarding EASi please see the “Frequently Asked Questions – EASi” at FrequentlyAskedQuestions (aipso.com).

Please note, at this time automated commercial rating is not available.  Producers should refer to the Plan manual for rating instructions and guidance.  Plan staff can assist with questions regarding eligibility.

 

Commercial Automobile Insurance Procedure (CAIP) 

National Specialty Insurance Company

Serviced by AIPSO

P.O. Box 6530 

Providence, RI 02940-6530  

Phone: 855-224-2247 Fax: 866-267-7556 Email: commercialauto@aipso.com

Important Announcement 

Payment and Document Submissions - We want to remind producers that payments to the Plan should be directed to our lockbox address or be made by credit card.   Processing of payments mailed via the US Postal Service to our office may be delayed. The Plan also strongly encourages producers to scan or fax documents in place of using the US Postal Service.   

Lockbox Address:         Rhode Island Auto Insurance Plan Service Center

PO Box 844578

                                     Boston, MA 02284-4578


Endorsement Submissions – The preferable method for submitting endorsements should be scanning or faxing the change to the Plan.

 Annual Report of Operations

The Annual Report of Operations and Financial Statement is now available from this website under the Plan Documents module. NOTE: The full report for the Actuarial Report in Loss Adjustment Expense Reserves (Exhibit VII), is available upon request.

Forms

 TitleCategoryModified DateSize 
ACH Deposit Authorization FormForm1/2/2024172.92 KBDownload
Authorization to Change Producer of Record Form (AIP4610 2-22)Form9/1/202214.03 KBDownload
CAIP Inspected Unit Form (CW AIP 3504 9/19)Form9/16/2024495.56 KBDownload
Commercial Alternate Application Package (AIP4551 1-23)Form8/6/2024350.96 KBDownload
Commercial Application Auto Dealers Supplement (AIP4555 6-17)Form3/9/2023127.79 KBDownload
Commercial Operator Schedule (AIP3502 12-02)Supplement3/13/202399.50 KBDownload
Commercial Policy Change Request (AIP4554 1-23)Form3/13/2023126.77 KBDownload
Commercial Vehicle Schedule (AIP3500 9-22)Supplement3/13/2023117.58 KBDownload
Company Performance Complaint Interactive (AIP4561 1-16)Form3/20/202361.89 KBDownload
Credit Card Payment Authorization Form (AIP4566 1-24)Form8/29/2024109.00 KBDownload
Driver Verification Form (AIP4608 10-18)Form3/13/202373.52 KBDownload
EASi Retraction Request (AIP4606 7-18)Form3/13/2023117.68 KBDownload
Named Ownership Change Form (CW-3503)Form7/27/201518.61 KBDownload
Non Franchised Dealers Pickup or Delivery of Autos Rejection (AIP4552 6-95)Form3/13/202374.40 KBDownload
Notice of Agency Acquisition Transfer Merger Form AIP4611 2-22Form2/1/202215.27 KBDownload
OFAC Advisory Notice to Policyholders (AIP1360 3-20)Form3/13/202317.39 KBDownload
Private Passenger Alternate Application (AIP4605 1-24)Form8/6/2024264.20 KBDownload
Private Passenger Policy Change Request AIP 4553 (Interactive) 11-19Form3/20/2023173.53 KBDownload
Private Passenger WorksheetWorksheet5/3/202176.45 KBDownload
Producer Certification Application (AIP4562 1-16) InteractiveForm3/21/2023682.27 KBDownload
Producer Performance Complaint Interactive (AIP4560 10-03)Form3/21/202352.08 KBDownload
Signature Sheet (AIP4607 1-24)Form8/29/2024156.19 KBDownload
Uninsured Motorist Bodily Injury Rejection (AIP4556 12-15)Form12/2/201513.32 KBDownload

Rhode Island Automobile Insurance Plan
302 Central Ave Johnston, RI 02919
Monday - Friday 8:30- 4:00 EST
Phone: (401)946-2600  Fax: (401)566-0268 Email: riaip@aipso.com