Personal auto policies to be issued in the name of the North Dakota Automobile Insurance Plan starting April 1, 2024

Effective April 1, 2024, personal auto policies will be issued in the name of the North Dakota Automobile Insurance Plan.

On January 1, 2020, the North Dakota Personal Automobile Insurance Procedure (PAIP) was implemented to replace the private passenger direct assignment mechanism. The PAIP, a pooling mechanism, was approved to handle private passenger risks. At that time, AIPSO with a licensed insurance company was appointed as the service provider. These policies were issued with National Specialty Insurance Company as the insurer.

Subsequently, legislation was presented to the North Dakota legislature, approved, and enacted effective August 1, 2023. Enactment of that law now allows the Plan to issue policies in its own name.

Existing in force policies with National Specialty will be nonrenewed 30 days in advance of policy expiration. The insured will have the option to (1) shop the voluntary market, or (2) to apply back to the Plan.

For further information regarding PAIP and revised Plan language, please refer to the North Dakota Automobile Insurance Plan Site at www.aipso.com/Plan-Sites/North-Dakota.

Any questions can be directed to the North Dakota Automobile Insurance Plan at 1-888-706-6100.