Plan of Operation
The Introduction is amended to reference the appropriate Plan sections for submission of the Policy Change Request form to the company or servicing carrier.
Sections 2 and 5 are amended to clarify that physical damage coverage is available only in conjunction with the same policy written through the Plan affording bodily injury and property damage liability coverage.
Section 2 is further amended to replace “entitled” with “eligible”.
Sections 7 and 23 are amended to (1) clarify procedures for submission of any required additional premium payments when Policy Change Request forms are submitted electronically and when the company or servicing carrier is not known, (2) introduce procedures for policy changes submitted via e-mail, facsimile, and telephone, and (3) clarify the calculation of the effective date.
Manual of Rules and Rates
Rule 20 is amended to clarify that the term “private passenger auto” includes autos that are used for prearranged delivery services, including courier services, but the prearranged delivery services are not covered.
Rules 51, 73, 74, 75, 82, 83, 93, 94, 95, 101, and 112 are amended to remove references to gross receipts.
Rule 56 Gross Receipts or Mileage Basis, the Gross Receipts Rating Example, and the Gross Receipts Rating Worksheet are deleted in their entirety.
These amendments are effective February 1, 2025.
The Commercial Auto Liability and Medical Payments rates, including rates for uninsured and underinsured motorists insurance (Rule 57), zone rated autos (Rule 74), nonowned auto liability coverage (Rule 104), snowmobiles (Rule 122), and repossessed autos (Rule 126) are revised. In addition, the minimum premiums for hired autos (Rule 103) are revised.
The Nonowned Auto Liability rating examples are amended to reflect the revised rates.
These Rule and Rate changes are effective February 1, 2025 for new business and April 1, 2025 for renewal policies.